Besides merchant services, payment gateway CoinGate provides multiple methods to buy (or sell) cryptocurrencies like Bitcoin, Litecoin, XRP, and others without the need for depositing any funds.

buy crypto on coingate

When using CoinGate, the process of buying cryptocurrencies is pretty straight-forward. Once you create an account and verify your identity, you are free to use all purchasing options you see on your account dashboard under the Trader/Buy section.

However, some of our instant payment options do not require an account at all. Instead, we apply a quick KYC procedure. It is a standard, yet a necessary method to ensure that all parties are fully compliant and in-line with international laws.  

buy crypto coingate

Trader/buy section on your account dashboard

List of purchasing options

Currently, CoinGate provides seven cryptocurrency purchasing methods: SEPA bank transfer, direct bank transfer, credit/debit cards, mobile balance, Skrill, Neteller, and QQPay. All the prices are sourced from the largest exchanges, meaning that you always get the real-time market rate.

We will review every single payment option, including step-by-step instructions on how to make an actual purchase.

NOTE: We update this information on a regular basis. The last update occurred on January 14th, 2019.

SEPA/direct bank transfer

This payment option is available to European residents who are already verified on CoinGate. After you make a bank transfer to CoinGate, you get to decide when to commit to your purchase. However, the maximum time frame to commit is two weeks.

CoinGate recalculate the worth of cryptocurrencies you would receive every 60 seconds. You will see the “Cryptocurrency Buying Agreement“ as a reminder before you will be allowed to proceed.


Coingate purchase crypto

Cryptocurrency Buying Agreement. Agree to proceed.

After you confirm the warning agreement, CoinGate will redirect you to a purchasing screen. First, select the fiat currency you wish to pay with. Then, choose the cryptocurrency you want to receive and select whether you are a trader or a merchant. Next up, proceed to the next page and finalize the payment.

buy crypto sepa coingate

The buy price is locked the moment you make a purchase. You will receive your crypto within 24 hours after receipt of payment.

A purchasing process using direct bank transfer is almost identical to SEPA. However, it is available in a wider range of countries, including China, Thailand, Indonesia, Malaysia, and Vietnam. Thus, you are able to purchase cryptocurrencies using Chinese Yuan (CNY), Indonesian Rupiah (IDR), Malaysian Ringgit (MYR), or Thai Baht (THB).

Credit / Debit cards

Buying cryptocurrencies with credit or debit cards on CoinGate is available in 70 countries (including the U.S.) and do not require registering an account. All payments for cryptocurrency purchases are fulfilled by Simplex and can be done from this page. Visa, MasterCard and even prepaid debit cards are welcome.

buy crypto credit card

You are allowed to purchase 20,000 Euros or U.S. Dollars per day and up to 50,000 Euros or U.S. Dollars monthly. Minimum purchase is either €50 or $50. Simply choose a currency to purchase, set the payment currency to Euros or U.S. Dollars, provide receiving address and proceed to checkout. Before you complete the purchase, you will have to enter your billing address too. Payouts will come directly to your wallet within 24 hours.

In fact, we have an extensive step-by-step guide on how to purchase crypto with credit/debit cards. You can read it here.

Mobile balance

Purchases with mobile balance are available worldwide. To use this payment method, you will have to register and verify your account.

Once done, you will be able to purchase small amounts of various cryptocurrencies using your phone bill. Depending on your country, you can make the payment either by a quick phone call, a longer timed call or by sending a text message (SMS). Payout will be transferred to your personal wallet within 24 hours.

buy crypto mobile

You can find an extensive step-by-step guide on how to make a mobile purchase on our website.


Skrill and Neteller are instant payment options for the users of those platforms. As long as the buyer is verified on Skrill or Neteller, it is good enough. These payment options allow spending your Skrill or Neteller balance to purchase various cryptocurrencies directly to your personal wallet.

buy crypto skrill

The process is simple. First, choose the Euro amount you wish to spend and select a cryptocurrency to buy. Then, enter your email address and provide receiving address. Once ready, proceed to checkout and finalize the payment.

You will receive the cryptocurrency within 24 hours.


QQPay is yet another payment method for customers from the Asia region, allowing to make payments with CNY. To avail of it, the user has to be registered and verified on the CoinGate platform. The purchasing process does not differ much from the bank transfer method – all steps are the same.

Trade cryptocurrencies and become an affiliate

Whether you want to sell, buy or just trade cryptocurrencies for profit, CoinGate is the right place to settle down. In addition, we also offer the keenest traders to join our affiliate program and earn in the process.

If you are a registered user, you can create referral links that allow receiving 1% of the fees paid by traders who registered using it. As a result, referred customers will pay lower fees than usual. Herewith, the referrers will get a percentage of total payments that the referred customer makes.

You can check all the fees on our website. With that said, hopefully, you will be satisfied with the variety of options and opportunities we provide!

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